We Wholeheartedly Believe

You Shouldn’t Leave Money on the Table When You Don't Have To.

Our Advantage



Discover our seamless



Caring for you, we are thrilled to connect and lead you

As experts in Southeast Florida, you'll quickly notice during our meeting, we will ask a series of questions to learn about your desires in a home. We will educate you about the process so you can feel confident and cared for. We are here to move at your speed. We can have this meeting at anytime in person, online or on the phone. You could be moved into your new home in as little as 14 days following this meeting or months depending on your goals. We are here to guide and lead you at your desired pace. 


Let's talk about money!

How much do you need to save up? We will connect you with a local lender who will tell you what you can be pre approved for. This pre-approval will indicate the amount of money you will be loaned to purchase the property. If you purchase a property for cash, you will need to provide a screenshot of the account statements to be submitted so your offer will be considered. 

You can purchase a home for as little as 3% down. You will pay for inspection fee which is typically approx $500-$600. Termite inspection (if applicable) $75-$150. Appraisals are approx $600-800. Survey is approx $400. Other closing costs (which typically make up 2-4% of the purchase price) and prepaid items are paid at the closing table. Prepaid items are insurance, property taxes and prorations. 

View Homes

That stunning home you keep driving by? Let's go inside!

Once you determine your financing amount, we will create a search based on your preferences. We will discover what location boundaries you'd prefer. How many bedrooms, bathrooms? Land size? HOA preference (etc) A search is created. You will then star the homes you would like to see. You will also be emailed homes when they first come to market or when they have a price drop within your criteria. We determine the most convenient, first available time for you to see the homes and begin showing. 

Make Offer

Strategically, let's beat out everyone else while saving you the most money

Exciting things ahead! We've found the home you want and now it's time to secure it for you. Good thing you have us fully devoted to your acquisition because we have insight on how to lock a home up for you! Skilled at negotiations, we will ask a list of questions in a strategic manner to learn what will get the deal done for you without revealing your cards to acquire the property at the lowest possible price. The market trends and as it trends, there are different questions and ways we make your offer desirable to a seller. We will provide contracts created by the Florida Bar and determine price, escrow deposit, terms and contingencies, conditions, inclusions and exclusions. We will simplify this process and heavily guide, lead and explain the contract to you so you can know your rights and options.


Let's take a deeper look to make sure your investment is secure

During a home inspection, the inspector thoroughly examines various aspects of the property to assess its condition and identify any potential issues. Key areas of focus include the structural integrity of the home, which involves assessing the foundation, walls, roof, and attic for signs of damage or deterioration. Additionally, the inspector evaluates the exterior of the property, including the siding, windows, doors, and landscaping, to check for maintenance issues and potential hazards. Inside the home, attention is given to the plumbing system, electrical system, HVAC system, and major appliances to ensure they are in good working order and meet safety standards. Throughout the inspection, the inspector also looks for signs of water damage, mold, and other environmental concerns that may affect the health and safety of occupants. After this, we may negotiate on terms and numbers. Having a clean four point inspection is a requirement to have most homeowners insurance and to take out a mortgage.


Compliance is key

Contingencies in real estate contracts are conditions that must be met for the contract to proceed to closing. Here are some common contingencies::

Home Inspection: Buyer can inspect property and negotiate repairs.
Financing: Purchase depends on securing a mortgage.
Appraisal: Sale is contingent on property's appraisal meeting agreed price.
Title: Ensures property has clear title.
Home Sale: Buyer can purchase contingent on selling current home.
HOA/Condo Document Review: Allows review of community documents.
Insurance: Buyer must secure homeowners insurance.




Welcome Home

At the closing table in a real estate transaction, several key steps occur to finalize the sale of the property. The buyer typically pays the closing costs, including fees for loan origination, title insurance, attorney fees, and other expenses. The seller signs the deed transferring ownership of the property to the buyer, and the deed is recorded with the appropriate government office. If the buyer is obtaining financing, the lender disburses the loan funds to the seller. Any remaining funds are distributed to the appropriate parties, and the keys to the property are handed over to the buyer. Finally, the closing agent ensures that all necessary paperwork is properly executed and filed, completing the transfer of ownership and officially closing the transaction. Welcome home!

Dynamic negotiations, saving money and choosing the right home is what we are here for you to give you a powerful advantage. 


Have more questions? We are look forward to answer them!

Making Major Purchases: Avoid making large purchases, such as buying a new car or furniture, before or during the home buying process. These purchases can increase your debt-to-income ratio, affecting your ability to qualify for a mortgage.

Opening New Lines of Credit: Opening new credit cards or obtaining other loans can negatively impact your credit score and raise concerns for lenders about your ability to manage additional debt.

Closing Existing Accounts: Closing credit accounts can also lower your credit score by reducing your available credit and potentially shortening your credit history. It's generally advisable to keep existing accounts open, especially if they have a long history of on-time payments.

Changing Jobs: Lenders prefer stability when assessing a borrower's income and employment history. Changing jobs during the loan application process or shortly before closing can raise red flags and delay or jeopardize your loan approval.

Missing Payments: Make sure to pay all bills on time, including credit cards, loans, and utility bills. Late payments can significantly impact your credit score and may raise concerns for lenders about your ability to manage your finances responsibly.

Making Large Deposits: Large, unexplained deposits into your bank accounts can raise questions for lenders about the source of the funds. To avoid delays or complications, be prepared to provide documentation for any large deposits, such as gift letters or explanations for windfalls.

A 1031 exchange, named after Section 1031 of the Internal Revenue Code (IRC), allows real estate investors to defer capital gains taxes on the sale of investment property by reinvesting the proceeds into another like-kind property. The process works similarly in Florida as it does in other states, but there are certain rules and regulations to be aware of. Here's how it generally works:

*You must decide on a 1031 exchange before closing the sale of your investment property, as it must be included in the contract, and funds are transferred directly to the intermediary upon closing. You cannot finalize the sale of your investment property and then decide to pursue a 1031 exchange afterward.

To learn more:CLICK HERE

Finding the right home can be as quick as same day we meet to months depending on your timeline and needs. Once we find a home you like, the offer can be accepted within days and the closing is typically one month. There are ways to shorten or lengthen your closing timeline.

You can purchase a home for as little as 3% down. You will pay for inspection fee which is typically approx $500-$600. Appraisals are approx $600-800. Termite inspection (if applicable) is approx $75-$150. Survey is approx $400. Other closing costs (which typically make up 2-4% of the purchase price) and prepaid items are paid at the closing table. Prepaid items are insurance, property taxes and prorations. There are programs  

Florida First-Time Homebuyer Programs: These programs are specifically designed to help first-time homebuyers overcome the challenges of purchasing a home. They often offer down payment assistance, closing cost assistance, and other financial incentives to make homeownership more accessible.

Local Government Programs: Many local governments in Florida offer their own assistance programs for homebuyers, including down payment assistance grants, forgivable loans, and tax credits. These programs may vary depending on the city or county.

Federal Housing Administration (FHA) Loans: FHA loans are popular among first-time homebuyers because they offer low down payment options and more flexible qualification requirements compared to conventional loans. FHA loans are insured by the federal government, making them attractive to lenders and borrowers alike.

Department of Veterans Affairs (VA) Loans: VA loans are available to eligible military service members, veterans, and their spouses. These loans offer competitive interest rates, no down payment requirements, and other benefits to help veterans and their families achieve homeownership.

 Hometown Heros: These programs may offer various forms of assistance, such as down payment assistance, closing cost assistance, reduced interest rates on mortgage loans, or discounted home prices. Eligible participants often include military service members, veterans, law enforcement officers, firefighters, teachers, healthcare workers, and other first responders or community service providers.

Yes! We will create and confirm the showing schedule with you.

If you see a home that's having an open house, let us know as we want to join to ensure we will represent you in the sale. 

If you see a new build you are interested in, please send it our way first so we can represent you. We will assist with introducing you to the models, negotiations, reviewing documents to make sure you aren't being charged unnecessary fees and explain the process to you.

Our transaction coordinator will keep you informed. You will know all dates for deposits, escrow and inspection periods so you will stay protected.

Escrow money, also known as earnest money or a good faith deposit, is a sum of money provided by the buyer to demonstrate their serious intent to purchase a property. This money is typically held in an escrow account by a neutral third party, such as a real estate brokerage or title company, until the closing of the sale.  With financing, it's approx 3-5%. With cash, it's approx 10%. The sum is applied to the purchase of the home.


To estimate your property taxes and insurance in Palm Beach County, Florida, you can follow these steps:

Property Tax Estimation: You can use the Palm Beach County Property Appraiser's website (https://pbcpao.gov/calc-property-tax.htm)  or contact the Palm Beach County Property Appraiser's Office to find the assessed value of the property. Once you have the assessed value, you can multiply it by the county's millage rate (tax rate) to estimate your property taxes. The millage rate can vary depending on the specific area within Palm Beach County and any applicable special taxing districts.

Insurance Quotes: We will connect you to a trusted insurance broker. Factors that can affect the cost of insurance include the location and condition of the property, the coverage limits and deductibles selected, the insurance company's underwriting criteria, and any additional coverage options such as flood insurance.

It's essential to keep in mind that property taxes and insurance costs can vary widely based on factors such as the property's location, size, value, and any applicable exemptions or discounts. 

You are able to see local crime to determine your personal comfort level CLICK HERE


CLICK HERE to see full list

Homestead exemption in Florida refers to a property tax reduction available to permanent residents who own and occupy their primary residence as their permanent home. It provides a significant reduction in property taxes by exempting a portion of the home's value from taxation.

Portability, on the other hand, allows homeowners to transfer accrued Save Our Homes benefits from one property to another within Florida, as long as certain criteria are met. This enables homeowners to maintain some of the tax benefits they've accumulated even when moving to a new home within the state. Both homestead exemption and portability are valuable tools for Florida homeowners to reduce their property tax burden.




You set a record high in our neighborhood representing our sale.


You saved me $150,000 off the list price. I’m so grateful!
John & Natalia

John & Natalia

You helped us secure the home we wanted. We are so thankful.
George & Janelle

George & Janelle

We felt like you truly cared about us. We had the best experience.
Alana & Max

Alana & Max

You went above and beyond and you were always available.

Investors Club

For those who love real estate. In every market, there are different opportunities to capitalize on. If you would like to be notified of fixer uppers or homes primed for stronger negotiations, please submit below:

Thank You

Thanks for signing up!

Connect With Us

Experience distinguished service prioritizing your best interests and thoughtful strategy to give you the leading edge in today's market.